
| ZHAO Zheng |
Associate Professor |
Department of Finance |
Email: lilac-zhao@163.com |
Phone : +86-27-68753060 |
PhD, Finance, Wuhan University |
M.A, Finance, Zhongnan University of Economics |
B.A., Industrial Economics, Zhongnan University of Economics |
TEACHING AND RESEARCH AREAS
Teaching Programme : Economics of Money, Banking and Financial Markets,Commercial Bank Management,Credit Management (undergraduate) ; Bank Management,Risk Management in Financial Institutions,Monetary Theory and Policy (graduate)
Teaching Focusing : Bank Management,Credit Management
Research Areas : Financial Risk,Bank Management
ACADEMIC EXPERIENCE
Associate Professor of Finance, Wuhan University, 2012 – present
Lecturer of Finance, Wuhan University, 2002—2011
Assistant of Finance, Wuhan University, 1998—2001
INTERNATIONAL EXPERIENCE
Visiting Scholar at the University of Adelaide, Australia, Jan 2004 – Jan 2005.
CONSULTING AND TRAINING EXPERIENCE (GOVERNMENT OR CORPORATE)
Training course: “Credit Business Risk Identification and Measurement”, for: Construction Bank, Bank of China, Agricultural Bank of China, Postal Savings Bank, China Everbright Bank, Huaxia Bank, Agricultural Development Bank, Guizhou Bank, 2002 – present
"Comprehensive Risk Management in Commercial Banks", China Construction Bank, China CITIC Bank, Agricultural Bank of China, China Merchants Bank, Foshan Rural Commercial Bank, 2018 –present
"Digital Finance and Big Data Analysis", Bank of China, China CITIC Bank, Hubei Bank, Quzhou Financial Association, Xinjiang Financial Association, 2021 –present
"Consumer Finance and Personal Credit Assessment", China Construction Bank, China Minsheng Bank, Hubei Bank, 2017 – present
"Inclusive Finance and Its Risk Prevention", China Construction Bank, Industrial and Commercial Bank of China, Bank of Communications, 2021 – present
"Green Finance and ESG Evaluation", Industrial and Commercial Bank of China, Bank of Communications, China CITIC Bank, Zhenjiang Banking Association, 2022 – present
"Analysis and Prospects of Financial Regulatory Policies", China Construction Bank, Hubei Bank, China Postal Insurance, 2018 – present
"Credit Risk Management for Micro and Small Enterprises", Sichuan Microloan Company, Heilongjiang Rural Credit Cooperative, 2019 – present
"Financial Leasing Risk Management", Cinda Financial Leasing Company, Aerospace Science and Industry Corporation Financial Leasing Company, 2023 – present.
SELECTED PUBLICATIONS
Journal Papers (International)
Zhao Zheng, 2014. “Inherent Conflicts in Risk Allocation, Complexity of Financial Engineering, and Fragility of CRT Markets”,System Engineering Procedia,Vol. 3. pp. 100–109.
Xiong Heping and Zhao Zheng, 2006 .“The spirit of capitalism, heterogeneous preferences and the dynamics of asset prices: pure exchange economy case”, Lecture Notes in Decision Sciences 7, Financial systems engineering III, pp.205-216.
Journal Papers (Domestic)
Zhao Zheng, Huang Xian, et al., 2023. “Examination of Issuer Rating Quality under the Background of Frequent Bond Defaults: Multi-Period Tracking Test and In-Depth Analysis of the Accuracy of Rating Agencies”, Studies of International Finance, No.5, pp. 85-96.
Zhao Zheng and Huang Xian, 2009. "Behavioral Choice and Comprehensive Influence of Multinational Banks in Risky Environment of Emerging Markets", World Economy Study, No.5, pp. 29-34.
Zhao Zheng, 2012. " The Tradeoff of Conflicts in Risk Allocation of Financial Contracts and Contract Choice", Research on Economics and Management, No.10, pp. 82-90.
Zhao Zheng, 2012. "Entrepreneurial Decision under Uncertainty and the Role of Risk-sharing of Financial System in Promoting Entrepreneurship", Journal of Finance and Economics, No. 5, pp.3-15.
Zhao Zheng and Huang Xian, 2012. "An Analysis of Motivation Release and Combined Effect of Foreign Bank Entry into Emerging Economies ", Statistics and Decision, No. 21, pp.170-173.
Cases and Practical Papers
Zhao Zheng, 2019. "The Fault and Punishment of the Gatekeeper of the Bond Market", The Fifth National Teaching Case Competition for Master's Degree in Finance
Conference Papers (International)
Zhao Zheng and Huang Xian, 2019. "The Puzzle of Credit Overrating of Firms Defaulting on Bonds: Test and In-Depth Analysis on the Accuracy of Rating Agencies", International Conference on Finance and Low, Shenzhen
Zhao Zheng, 2013. “Inherent Conflicts in Credit Risk Transfer and Future of Originate-to-distribute Model of Banking in China”, Global Business, Economics and Finance Conference, Wuhan
Zhao Zheng, 2011. “Inherent Conflicts in Risk Allocation, Complexity of Financial Engineering, and Fragility of CRT Markets”, The 2nd International Conference on Complexity Science Management & Intelligent Information System,Wuhan
Zhao Zheng, 2010. “Inherent Fragility of Credit Risk Transfer Mechanism: Reflection on the Formation of Subprime Crisis”,International Conference on Network and Finance Development,Wuhan
Textbooks
Huang Xian, Hou Chengqi, Zhao Zheng, 2020, Economics of Money, Banking and Financial Markets, Wuhan University Press.
Huang Xian, Dai Junxun , Zhao Zheng, 2020, Bank Management, Wuhan University Press.
Monography
Zhao Zheng, 2017, Study on Innovation and Optimization of Risk Allocation Mechanism in Financial System, Beijing: China Science Publishing House.
Huang Xian and Zhao Zheng, 2009, Controlling Force of Chinese Domestic Banks and National Financial Security under the Condition of Opening-up, Beijing: China Financial Publishing House.
RESEARCH GRANTS
Government-funded grants
Wuhan University Planning Textbook Construction Project, ¥40000, 2019
“A Study on Innovation and Optimization of Risk Allocation Mechanism of Financial System: Based on the Perspective of Contract Design and Transaction Structure”, Project of Humanities and Social Sciences Fund of Ministry of Education, ¥70000, 2013
“Optimization of Financial Risk Allocation Mechanism” , Project of Social Science Fund of Hubei Province, ¥25000, 2011
“A Re-exploration of Law, Finance and Economic Growth”, Subproject of National Natural Science Fund, ¥120000, 2020
Corporate-funded grants
"Research on ESG Rating of Environmental Protection Enterprises," Corporate-funded Project, ¥51000, 2023
AWARDS AND HONORS
Wuhan University Excellent Textbook Award, 2023
Outstanding Case Award of the Fifth National Teaching Case Competition for Master's Degree in Finance, Ministry of Education, 2019
Outstanding Research Award of Humanities and Social Sciences for China's Universities and Colleges, Ministry of Education, 2013
Outstanding Research Award of Social Sciences, Wuhan Municipal Government, 2011
Teaching Achievement Award for Hubei's Universities and Colleges, Education Office of Hubei Province, 2009
Best Teaching Award, Wuhan University, 2002
Best Teaching Note Award, Wuhan University, 2000
EDITORIAL BOARDS
Studies of International Finance, Reviewer
Jinan Journal (Philosophy & Social Science Edition), Reviewer
Journal of Northeast Normal University (Philosophy & Social Science Edition), Reviewer